irish·finances

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Information only — not financial advice

Last updated: 8 May 2026

The short version: Everything on this site is general information for educational purposes. It is not financial, tax, investment, legal, or accounting advice. We are not authorised by the Central Bank of Ireland and we do not provide personalised recommendations. Before acting on anything you read or calculate here, talk to a regulated professional.

What we do

  • Publish guides and explanations of Irish personal-finance topics
  • Provide calculators that estimate tax, take-home pay, and similar quantities
  • Cite each tax figure to a Revenue, gov.ie, or Citizens Information page

What we don't do

  • Provide regulated financial, tax, or investment advice
  • Recommend specific products (pensions, ETFs, brokers, banks, insurers)
  • Hold or process your money
  • Guarantee that any figure shown is correct for your situation
  • Replace a conversation with a qualified accountant, tax advisor, or CBI-regulated financial planner

Estimates, not answers

The calculators on this site model the most common cases. They don't capture every wrinkle of Irish tax law — joint assessment subtleties, share-based payment schemes that pre-date Irish payroll-withholding rules, double-tax treaty edge cases, and dozens of others. The result is an estimate. The number on your Statement of Liability or your payslip is the truth.

Where we cite a figure (e.g. "€44,000 standard rate band, single"), we link to the Revenue source. Verify against the source if the figure matters to a real decision.

Not authorised by the CBI

The Central Bank of Ireland (CBI) regulates entities that provide investment advice, intermediation, or related services in Ireland. We do none of those things. We do not provide personalised recommendations on financial products. We have no advisor relationship with you.

If you want personalised advice, the CBI maintains a public register of authorised firms: registers.centralbank.ie.

When to get professional help

As a rule of thumb, if any of the following are true for you, calculators are a starting point and a professional consultation is worth the fee:

  • Your salary or vesting income exceeds ~€100,000/yr
  • You have non-Irish income, assets, or pensions
  • You're moving to or from Ireland in the same tax year
  • You hold US-domiciled investments while resident in Ireland (PFIC complications)
  • You're self-employed or running a small company
  • You're planning an inheritance, gift, or business sale
  • You're claiming relief on a sum north of ~€10,000 across years

Liability

To the maximum extent permitted by Irish law, we are not liable for any decision you make based on information from this site, including any tax under-payment, missed deadline, or financial loss. See the full terms for the binding formulation.

Found an error?

We take corrections seriously. If a figure is wrong, please email hello@irish-finances.com with the page and the source you'd cite instead. We typically publish corrections within 48 hours.